Complete ACA reporting requirements and avoid IRS penalties with our compliance tips. Get expert help at +1-866-513-4656
The Form 1095-B and 1095-C Filing Deadline March 02, 2026 is approaching fast, and employers must prepare their Affordable Care Act compliance documentation. If you’re struggling with ACA reporting requirements, professional assistance is available at +1-866-513-4656 to ensure your submissions meet IRS health reporting standards.
Need help with ACA reporting? Call +1-866-513-4656 for Form 1095-B/1095-C filing assistance before the March 2, 2026 deadline. Expert guidance on employer health coverage compliance.
Understanding Your ACA Reporting Obligations
As an applicable large employer (ALE), meeting the employer mandate means providing accurate health coverage information to both employees and the IRS. The deadline creates urgency for health insurance providers and self-insured plans to complete their submissions correctly.
Form 1095-C is required for ALEs to report minimum essential coverage offered to full-time employees. Meanwhile, Form 1095-B documents coverage provided by self-insured plans and certain health insurance providers. Both forms work together with their transmittal counterparts, Form 1094-B and Form 1094-C, to create a complete picture of employee health benefits.
Missing the deadline or submitting incorrect information can trigger significant ACA penalties. That’s why many employers contact +1-866-513-4656 for guidance on ALE reporting procedures.
Essential Filing Tips for Employers
Verify Employee Data Early: Review all employee health coverage information well before March 2nd. Cross-reference your records with payroll systems like QuickBooks to ensure accuracy in reported hours and coverage offers.
Understand Coverage Codes: Form 1095-C uses specific codes to indicate the type of employer health coverage offered. Using incorrect codes is a common mistake that delays processing. Professional support at +1-866-513-4656 can clarify which codes apply to your situation.
Track Coverage Gaps: Document any months where coverage wasn’t offered and understand safe harbor provisions that may protect you from penalties under the employer mandate.
Coordinate with Insurance Providers: If you’re not self-insured, coordinate with your health insurance provider to determine who files Form 1095-B. Clear communication prevents duplicate or missing filings.
Streamlining Your ACA Compliance Process
Technology integration makes Affordable Care Act compliance more manageable. Software solutions that connect with platforms like TurboTax can automate much of the data collection process for ACA reporting requirements.
However, technology alone doesn’t guarantee compliance. Understanding the nuances of self-insured plans, properly categorizing employees, and accurately calculating hours worked all require expertise. When questions arise, calling +1-866-513-4656 connects you with specialists who understand IRS health reporting intricacies.
Key considerations include:
- Determining applicable large employer status based on the previous year’s workforce
- Identifying all full-time employees and full-time equivalent calculations
- Properly reporting minimum essential coverage for different employee categories
- Understanding transition relief provisions that may apply to your organization
Avoiding Common Filing Mistakes
Many employers underestimate the complexity of Form 1094-B and Form 1094-C transmittal forms. These summary documents require aggregate data that must reconcile with individual employee forms. Discrepancies trigger IRS inquiries and potential ACA penalties.
Another frequent error involves misunderstanding who needs to file. Not all employers offering employee health benefits are ALEs, but self-insured plans have reporting obligations regardless of size. Clarifying your filing requirements by contacting +1-866-513-4656 prevents unnecessary compliance issues.
Conclusion
The March 2, 2026 deadline for employer health coverage reporting demands immediate attention. Whether you’re managing self-insured plans or coordinating with a health insurance provider, understanding ACA reporting requirements protects your organization from costly penalties. Expert assistance at +1-866-513-4656 ensures your Forms 1095-B, 1095-C, 1094-B, and 1094-C meet all IRS health reporting standards for complete Affordable Care Act compliance.
Frequently Asked Questions
Q1: What is the penalty for missing the March 2, 2026 ACA reporting deadline?
The IRS imposes penalties for late filing of Form 1095-B and 1095-C. Contact +1-866-513-4656 to discuss penalty relief options if you’ve missed previous deadlines.
Q2: Do small employers need to file Form 1095-C?
Only applicable large employers (ALEs) with 50+ full-time equivalent employees must file Form 1095-C for ALE reporting. However, self-insured plans require Form 1095-B regardless of employer size.
Q3: Can I file ACA reporting forms electronically?
Electronic filing through the IRS AIR system is mandatory for employers filing 10 or more forms. For assistance with electronic IRS health reporting, call +1-866-513-4656.
Q4: What’s the difference between Form 1094-B and Form 1094-C?
Form 1094-B transmits Form 1095-B filings for minimum essential coverage providers, while Form 1094-C accompanies Form 1095-C submissions from applicable large employers regarding employer health coverage offers.
Q5: How do ACA reporting requirements affect employer mandate compliance?
Proper documentation of employee health benefits through Forms 1095-B and 1095-C proves compliance with Affordable Care Act requirements, helping employers avoid ACA penalties for failing to offer adequate health coverage information.